Monthly guide · September 2026
Two Markets, One Front Range
Boulder · Weld · Larimer
From Michelle Barbour, REALTOR® with milehimodern, serving Southwest Longmont, South Boulder, and the surrounding North Metro corridor.
Summary
- Boulder County single-family homes sell for about twice the price of townhomes and condos, and attached homes take longer to sell. August Colorado Association of REALTORS® (CAR) medians were about $810K single-family and $418K attached. Only price and bid against the same property type, or you will compare a house to a condo and get the price wrong.
- Longmont still has more homes near entry prices (~$600K single-family); South Boulder has fewer homes for sale (58 actives, sold median near $1.1M). Decide on total monthly cost (payment, taxes, homeowners association (HOA) fees, insurance), not list price alone.
- Thirty-year mortgage rates hover near 7%. Use 2026 sales that show sale-to-list (sale price as a percent of list price), days on market (DOM: how long a home stays listed before it sells), and seller credits, not a 2022 sale or a Zestimate.
- Watch fall inventory, Longmont’s 1st & Main construction start, and condo/HOA loan eligibility before you list or bid on a townhome or condo.
The rest of the guide
One email opens this, and the whole library.
This month’s numbers, the buyer guide, the seller guide, and a new guide each month. Same email. You can unsubscribe any time.
The library is open.
The rest of this guide is below. The same email covers every guide, including the next one.
Market Pulse: Flat-ish Prices, a Clear Split, and ~7% Rates
| Metric | Number | Source |
|---|---|---|
| Boulder County single-family median sale | $809,950 | CAR, August 2026 (−3.0% YoY) |
| Boulder County attached median sale | $417,500 | CAR, August 2026 (−12.6% YoY) |
| Longmont single-family median sale | $599,500 | LBAR / CAR city stats, July 2026 |
| 30-year fixed mortgage rate | ~7.00%–7.04% | National averages, mid-September 2026 |
Boulder County single-family and attached homes are not the same market. CAR’s August 2026 update put the single-family median sale at $809,950 (−3.0% year over year (YoY)) and townhouse/condo at $417,500 (−12.6% YoY), with DOM of 58 vs. 82, months of supply near 3.3 vs. 5.3, and sale-to-list about 98.6% vs. 97.3%. Only price and bid against the same property type, or you will compare a house to a condo and get the price wrong.
Longmont remains the lower-priced single-family option for many buyers. July CAR showed a single-family median sale of $599,500 (+5.2% YoY), DOM around 43, and attached supply near ~5 months; Realtor.com’s August snapshot put median list near $597,000, median rent about $1,675 (−4.3% YoY), and sale-to-list near 99%. Buyers at entry prices and investors who need lower asking rents year over year should start with Longmont numbers, not a Boulder County blend.
South Boulder has few homes for sale. Realtor.com (August 2026) counted 58 homes for sale (−13.3% YoY), with median list $997,000, median sold $1,097,500, median rent about $3,400 (+13.5% YoY), and sale-to-list near 100%. Small sample sizes can swing results. Rely on recent closed sales of the same property type. Rates still set payment math (30-year fixed about 7.00%–7.04% mid-September 2026); focus on monthly payment, not list price. Weld and Larimer CAR August single-family medians were $499,900 and $601,695, both well below Boulder County’s ~$810K. Weigh commute and jobs, not price alone.
CAR / Multiple Listing Service (MLS) figures exclude most for sale by owner (FSBO) listings and not all new construction. Listing medians are not the same as sold medians.
Takeaway: Treat single-family and attached as separate markets, and judge any address against its own price range, DOM, and sale-to-list, not a county average.
Spotlight: Southwest Longmont vs. South Boulder
Southwest Longmont has no official MLS label, so we use named areas (Realtor.com listing bands, mid-2026): Upper Clover Basin ~$797K, Lower Clover Basin ~$995K, Prospect New Town ~$639K (HOA-heavy), and Quail ~$449K. City asking rents are down year over year (roughly $1.7K).
South Boulder has fewer listings and higher prices. Named areas (Realtor.com listing bands): Table Mesa South ~$1.06M, Martin Acres ~$971K, Frasier Meadows ~$525K, Tantra Park ~$477K. School attendance areas often discussed include Fairview / Boulder High. Verify with the Boulder Valley School District (BVSD).
Takeaway: Shop by named area, not city label. Quail and Prospect are not Lower Clover Basin, and Frasier Meadows / Tantra Park are not Table Mesa.
How to Read a 2026 Comp
A 2022 sale is not today’s comps (comparable sales). Whether you’re pricing, bidding, or estimating rent:
- Sale-to-list: Boulder County single-family closed near 98.6% of list in August; Longmont near 99%; South Boulder near 100%. If your home is still at last spring’s ask and is not selling, lower the list price before DOM rises further.
- Days on market: Roughly 40–60 days for many single-family named areas is common; attached often takes 70–80+ days. Compare the same property type.
- Price per square foot (sqft), same property type: Don’t mix a Clover Basin ranch with a Table Mesa two-story, or a condo with a detached home.
- Concessions: Denver-metro July data showed seller credits in about 63% of sales (typical ~$9,750 / ~1.7% of price, per CAR). Ask what the buyer paid after credits.
- What not to lean on alone: A Zestimate, a peak-2022 sale, or one outlier in a small South Boulder sample.
Next step: Pull three closed comps from the last 90 days in the same named area, same property type. Note sale-to-list, DOM, and concessions. If your list price is higher than all three recent sales and the home is not clearly better, lower the list price or expect a longer wait.
Takeaway: Three recent closed comps of the same property type beat any Zestimate or 2022 peak, and sale-to-list plus concessions tell you what buyers actually paid.
Watch List
- Fall inventory: Homes priced above recent sales often see longer DOM; last year’s price gains are not today’s list price.
- 1st & Main (Longmont): Longmont Urban Renewal Authority (LURA) tax increment financing (TIF) agreements mid-August; garage, bus station, and related work expected to start around Sep/Oct 2026.
- Condo / HOA financing: Fannie Mae / Freddie Mac project-eligibility rules (as of early August) may shrink the qualified buyer pool for some associations. Review HOA financials, reserves, and insurance before you bid or list.
- Weld / Larimer entry prices: Single-family medians near $500K (Weld) and $602K (Larimer) vs. Boulder County ~$810K. Useful for investors comparing tradeoffs; more on commute and jobs next time.
Takeaway: Before you list, bid, or buy a townhome or condo this fall, check that your price matches recent sales, confirm HOA financing eligibility, and compare the Weld/Larimer price gap to Boulder County.
Disclaimer
Market conditions change. Figures above are snapshots from cited public sources as of mid-September 2026 research and may not match a specific address or closing. This letter is for education only. It is not financial, tax, legal, or investment advice, and it is not a solicitation to buy or sell any particular property. Always verify school attendance areas, HOA, tax, and lending details with the appropriate professionals and current district or county tools.
Sources
- Colorado Association of REALTORS® (CAR) Local Market Updates (LMU), Boulder, Weld, Larimer (August 2026): Boulder County LMU · CAR Aug 12 commentary
- Longmont Board of REALTORS® (LBAR) city housing stats (July 2026): LBAR PDF
- Realtor.com: Boulder County, Longmont, South Boulder (August 2026)
- Mortgage rates ~Sep 15, 2026: Bankrate / Forbes Advisor / NerdWallet summaries
- 1st & Main: Times-Call, Aug 19, 2026 · City project page